Advocating for Floridian home and business owners since 2016.
What is a Public Adjuster and what do they do?
The Property Damage Authority, LLC. is a public adjuster firm that has independent insurance professionals that a policyholder may hire to help settle an insurance claim on his or her behalf. Headquartered in Apopka, our firm specializes in all insurance related property damage situations, from a simple water leak to a catastrophic hurricane. We will not only help you recover what you are owed, but we’ll also help make sure the insurance claim process is explained in detail along the way so you can make the most informed decisions. We bring extensive experience and professionalism to every case and customize our support to your individual needs and concerns.
Our Public Adjusters and Appraisers have been practicing since 2016 and started before Hurricane Irma in 2017. We’re on the pulse of modern technology, best building practices, policy, and always strive to monitor the evolution of the insurance industry to best inform our own approaches—all to give you exceptional guidance for your specific claim needs.
Get in touch with us to set up a consultation, or use the contact form at the bottom of this page to enquire whether our services are right for you. We look forward to hearing from you!
Contact
➤ LOCATION
1590 Madison Ivy Cir. Apopka, FL. 32712
☎ CONTACT
stefan@thepropertydamageauthority.com
(407) 310-8679
Areas of Practice
HURRICANE & TROPICAL STORM DAMAGE CLAIMS
Tornadoes, hurricanes, and thunderstorms are all accompanied by highly destructive wind forces, lightning, or hail. The damage they cause are often obvious but this is another case of a peril that may cause structural damage that requires an experienced professional to investigate. A Public Adjuster has the expertise to investigate and document damage beneath the surface.
THEFT & VANDALISM CLAIMS
The loss from theft and the damage from vandalism are often accompanied by a sense of violation due to the nature of the loss. A Public Adjuster is ready to take ownership of the process for you. We’ll gather police reports, get a valuation of the loss, and work with you to prepare your claim.
FLOOD & WATER DAMAGE CLAIMS
In insurance contract language there’s a significant distinction in flood damage. A flood is caused by rising waters and most policies do not cover it. Water damage has many sources and it is not the surface damage that is the problem. We investigate beneath the surface to get a true assessment and is reflected in our thorough damage estimates.
FIRE CLAIMS
The damage caused by fire extends far beyond the obvious damage. There is smoke damage as well as loss of property. In the course of putting out the fire the water used will cause damage. A skilled and comprehensive investigation is necessary to prepare a claim for your insurance company.
CONTAMINATION claims
Some homeowner’s insurance policies will cover the cleaning and decontamination of biohazard contaminate and damage resulting from a suicide, unattended death, crime, accident, medical emergency, and infectious disease. In specific instances a Public Adjuster can take over this process for you as it can be a very traumatic experience and the homeowner may have to deal with other arrangements.
Appraisal & Mediation Services
When policyholders and insurance companies have a disagreement regarding the cost of repairing or replacing damaged property there may be a way for policyholders to dispute their insurance company’s offer. It is to invoke the appraisal clause or mediation which is their right according to their insurance policy. When conducted properly, appraisal or mediation can be a very effective alternative dispute resolution option. However, not all insurance policies contain an appraisal clause and is dependent on multiple factors to each individual claim.
“Service doesn’t have to be big and grandiose to be meaningful and make a difference.”
Let's Chat.
Use the form below to contact us regarding your insurance claim inquiry. Please be as detailed as possible. Include your insurance company name, along with the type of claim, and the date of loss. To help us best service your inquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment.
For job opportunities, please email us your resume. We’re always looking for new and exceptional talent to represent our clients.